Disclaimer for Loans Saskatoon

Loans Saskatoon is an online information and referral service. We do not lend, we do not operate a staffed office in Saskatoon, and nothing here is advice for your situation. This page sets out the limits in one place.

No office, no counter

We are a website. There is no storefront, no walk in office and no phone line under this name. Where a page names a road with storefront lenders, it is describing the neighbourhood, not a location of ours. Loans are made by licensed lenders through the application platform the apply link leads to.

Not advice

The pages explain how payday and installment loans work under Saskatchewan and federal law and what they cost at the legal caps. They do not know your income, your debts or your plans, so they cannot tell you whether to borrow. The figures are correct at the date shown on each page; a lender's disclosure box is the figure you are signing, and if the two disagree, the disclosure box governs and must not exceed $14 per $100 on a payday loan.

No promise of approval or timing

Approval is a lender's decision based on income, account history and identity, and no lender in Canada can promise it in advance. Funding times on this site are typical business hours experience, not a guarantee, and depend on the lender, your bank and the time of day.

Links to the provincial regulator, the Financial Consumer Agency of Canada and the Criminal Code are provided so you can check what we say. We do not control those sites. Links to the application platform are referral links, as the referral disclosure explains. The terms of use and privacy page complete the picture.

Our loan options in Saskatoon

One page per product, each with its own cost table and who qualifies.

How Loans Saskatoon makes money: loanssaskatoon.ca is a free loan connection service, not a lender. When you apply, we match your application with licensed Canadian lenders and earn a referral fee from the lender if your loan funds. This never changes your rate or costs you anything. We do not make credit decisions and never charge borrowers. Cost examples: a $300 payday loan for 14 days at $14 per $100 costs $42 in fees ($342 total, about 365% APR); payday fees are capped at $14 per $100 in every province except Quebec, to a $1500 maximum. Personal installment loans range 18% to 35% APR over 3 to 60 months. All lending is subject to lender approval and provincial rules.

Ready to see your options in Saskatoon?

Five minutes, free, no effect on your credit score. Licensed Saskatchewan lenders, e-transfer funding as soon as today.

Start your application

Prefer to check the cost first? See the cost table.